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Reproducibility package for G20 Policy Recommendations For Moving From Financial Access To Usage

2026
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Reference ID
RR_WLD_2026_687
Author(s)
Sheirin Iravantchi, Jennifer Chien, Drilona Emrullahu, Friederike Rühmann, Arpita Sarkar, Oya Pinar Ardic Alper, Srishti Sinha
Collections
Flagships and Reports
Metadata
JSON
Created on
Aug 03, 2026
Last modified
Aug 03, 2026
Page views
20
Downloads
10
  • Project Description
  • Downloads
  • Overview
  • Reproducibility Package
  • Description
  • Scope and coverage
  • Disclaimer
  • Access and rights
  • Contacts
  • Information on metadata
  • Overview

    Abstract

    In 2025, the Global Partnership for Financial Inclusion (GPFI) produced the 'G20 Policy Recommendations for Moving from Financial Access to Usage ' as a priority of the South Africa’s G20 Presidency. The paper provides an overview of global progress in advancing from basic financial access to the effective and responsible usage of financial products and services. It outlines key trends, identifies persistent barriers, and presents actionable policy recommendations aimed at supporting policymakers in strengthening financial inclusion outcomes.

    Reproducibility Package

    Scripts
    Readme Get Reproducibility Package
    Link: https://reproducibility.worldbank.org/catalog/618/download/1847/README.pdf
    Reproducibility package for G20 Policy Recommendations For Moving From Financial Access To Usage
    File name
    RR_WLD_2026_687
    Zip package
    RR_WLD_2026_687.zip
    Title
    Reproducibility package for G20 Policy Recommendations For Moving From Financial Access To Usage
    Date
    2026-07
    Instructions
    See README in reproducibility package.
    Notes
    Computational reproducibility verified by Development Impact (DECDI) Analytics team, World Bank.
    Source code repository
    Repository name URI
    Reproducible Research Repository (World Bank) https://reproducibility.worldbank.org
    Software
    Excel
    Name
    Excel

    Reproducibility

    Technology environment

    Paper exhibits were reproduced on a computer with the following specifications:
    • OS: Windows 11 Enterprise
    • Processor: INTEL(R) XEON(R) PLATINUM 8562Y+ 2.80 GHz (2 processors)
    • Memory available: 32.0 GB

    Reproduction instructions

    To reproduce the findings in this paper, a replicator must:

    1. Secure Access to Data: Access the datasets not included in the package. See the Datasets section for more details.
    2. Excel: Follow the instructions provided in the relevant output files to regenerate the exhibits.

    Since not all the data is included, the package includes the results produced by replicators. These files can be used to review the results presented in the paper.

    Data

    Datasets
    World Development Indicators
    Name
    World Development Indicators
    Note
    Filename: Population Indicators(15-65).xlsx. Indicators used: Population ages 15–64, total, Population ages 65+, total. Years: 2016-2024.
    Access policy
    Data is publicly available and included in the reproducibility package.
    License
    Creative Commons Attribution 4.0 (CC BY 4.0)
    License URL
    https://www.worldbank.org/en/about/legal/terms-of-use-for-datasets
    Data URL
    https://databank.worldbank.org/source/world-development-indicators
    Citation
    World Bank. 2025. "World Development Indicators" [dataset]. https://databank.worldbank.org/source/world-development-indicators. Accessed August 2025.
    World Bank Country and Lending Groups
    Name
    World Bank Country and Lending Groups
    Note
    This data is included directly in the individual output files corresponding to the exhibits and is used for regional classification. Any differences between the version included in the package and the version currently available online are due to annual updates.
    Access policy
    Data is publicly available and included in the reproducibility package.
    License
    Creative Commons Attribution 4.0 (CC BY 4.0)
    License URL
    https://www.worldbank.org/en/about/legal/terms-of-use-for-datasets
    Data URL
    https://datahelpdesk.worldbank.org/knowledgebase/articles/906519-world-bank-country-and-lending-groups
    Citation
    World Bank. 2025. "World Bank Country and Lending Groups" [dataset]. https://datahelpdesk.worldbank.org/knowledgebase/articles/906519-world-bank-country-and-lending-groups. Accessed August 2025.
    IMF Financial Access Survey (FAS)
    Name
    IMF Financial Access Survey (FAS)
    Note
    The authors use data from the IMF Financial Access Survey (FAS), version 4.0. Only the variables required to reproduce the analysis are included in this package and are embedded within the relevant output files. Any differences between the data included in the package and the version currently available online are due to annual updates to the source data.
    Access policy
    Data is publicly available and included in the reproducibility package.
    License
    IMF Copyright and Usage
    License URL
    https://www.imf.org/en/about/copyright-and-terms
    Data URL
    https://data.imf.org/en/Data-Explorer?datasetUrn=IMF.STA:FAS(5.0.0)
    Citation
    International Monetary Fund (IMF). "IMF Financial Access Survey (FAS)" [dataset]. https://data.imf.org/en/Data-Explorer?datasetUrn=IMF.STA:FAS(5.0.0). Accessed August 2025.
    World Bank Global Findex Database
    Name
    World Bank Global Findex Database
    Note
    The authors were granted access to the Global Findex Database 2025 prior to its public release. The publicly available version of the database contains nearly all of the data used in this paper and can be used to reproduce most of the exhibits. However, the data underlying Figures 2, 17, and 18 are not included in the public release. These data are also not included in this reproducibility package, as the authors do not have permission to redistribute them. Replicators wishing to access the restricted data underlying these figures should contact the Global Findex team directly at globalfindex@worldbank.org.
    Access policy
    Data access was granted directly to the study authors by the data owners/managers.
    License
    Creative Commons Attribution 4.0 International License (CC BY 4.0)
    License URL
    https://databank.worldbank.org/source/world-development-indicators
    Data URL
    https://www.worldbank.org/en/publication/globalfindex/download-data
    Citation
    World Bank. "World Bank Global Findex Database" [dataset]. https://www.worldbank.org/en/publication/globalfindex/download-data. Accessed August 2025.
    Data statement

    Some data is restricted and has not been included in the reproducibility package. For more details, refer to the README file.

    Description

    Output
    G20 Policy Recommendations For Moving From Financial Access To Usage
    Type
    World Bank Reports & Flagships
    Title
    G20 Policy Recommendations For Moving From Financial Access To Usage
    URL
    https://www.gpfi.org/sites/default/files/GPFI%20SA%20Priority%20Paper%20Final.pdf
    Authors
    Author Affiliation Email
    Sheirin Iravantchi World Bank siravantchi@worldbank.org
    Jennifer Chien World Bank jchien@worldbank.org
    Drilona Emrullahu World Bank demrullahu@worldbank.org
    Friederike Rühmann World Bank fruehmann@worldbank.org
    Arpita Sarkar World Bank asarkar1@worldbank.org
    Oya Pinar Ardic Alper World Bank oardicalper@worldbank.org
    Srishti Sinha World Bank ssinha16@worldbank.org
    Date of production

    2026-07-20

    Scope and coverage

    Geographic locations
    Location Code
    World WLD

    Disclaimer

    Disclaimer

    The materials in the reproducibility packages are distributed as they were prepared by the staff of the International Bank for Reconstruction and Development/The World Bank. The findings, interpretations, and conclusions expressed in this event do not necessarily reflect the views of the World Bank, the Executive Directors of the World Bank, or the governments they represent. The World Bank does not guarantee the accuracy of the materials included in the reproducibility package.

    Access and rights

    License
    Name URI
    MIT License https://opensource.org/license/mit
    World Bank IGO Rider https://github.com/worldbank/metadata-editor/blob/main/WB-IGO-RIDER.md

    Contacts

    Contacts
    Name Affiliation Email
    Sheirin Iravantchi World Bank siravantchi@worldbank.org
    Reproducibility WBG World Bank reproducibility@worldbank.org

    Information on metadata

    Producers
    Name Abbreviation Affiliation Role
    Reproducibility WBG DECDI World Bank - Development Impact Department Verification and preparation of metadata
    Date of Production

    2026-07-20

    Document version

    1

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